Buying with Affirm is simple

Make 4 interest-free payments with Affirm

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Buy Now, Pay Later

Make easy monthly payments with Affirm.

We have partnered with Affirm to give you a simple way to make your purchase with no hidden fees. For example, a $1,000 purchase might cost $91/mo for 12 months at 15% APR or $167/mo for 6 months at 0% APR. Your rate will be 0% APR or 10-30% APR.

How does Affirm Work? 

1. Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a

real-time decision.

2. Choose how you pay

Pick the monthly payment plan you like best. You’ll never pay more than you
agree to up front.

3. Pay over time

Make payments at affirm.com or in the Affirm app. You’ll get email and

text reminders.

Quick and Easy

Enter a few pieces of information for a real-time decision. Checking your eligibility won't affect your credit score

Flexible Payments

Know exactly what you’ll owe before you commit. There are no hidden costs and no surprises. Simply pay your monthly bill using a debit card or bank transfer at www.affirm.com/pay.

Affirm FAQs

Can I pay off my purchase early?

Yes! There’s no penalty for paying early

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app

for iOS or Android. Affirm will send you email and text reminders before
payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with Design Theory

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.